Call reports 2014
BANK OF GRANDIN — 2014
What BANK OF GRANDIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,744,000 | 163,172,000 | 161,486,000 | 160,527,000 |
| Total loans | 75,098,000 | 75,693,000 | 76,378,000 | 75,445,000 |
| Allowance for loan losses | 1,383,000 | 1,337,000 | 1,347,000 | 1,300,000 |
| Securities available for sale | 2,284,000 | 2,274,000 | 2,816,000 | 2,771,000 |
| Securities held to maturity | 75,179,000 | 74,158,000 | 73,531,000 | 72,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,010,000 | 139,985,000 | 137,727,000 | 136,710,000 |
| Interest-bearing deposits | 121,966,000 | 123,281,000 | 120,309,000 | 119,883,000 |
| Noninterest-bearing deposits | 17,044,000 | 16,704,000 | 17,418,000 | 16,827,000 |
| Equity capital | 22,244,000 | 22,740,000 | 23,227,000 | 23,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,406,000 | 5,119,000 | 6,834,000 |
| Interest expense | 296,000 | 589,000 | 880,000 | 1,163,000 |
| Net interest income | 1,407,000 | 2,817,000 | 4,239,000 | 5,671,000 |
| Noninterest income | 111,000 | 245,000 | 375,000 | 502,000 |
| Noninterest expense | 720,000 | 1,431,000 | 2,136,000 | 2,898,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 391,000 |
| Pretax income | 740,000 | 1,528,000 | 2,330,000 | 2,871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 740,000 | 1,528,000 | 2,330,000 | 2,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,325,000 | 22,791,000 | 23,275,000 | 23,499,000 |
| Total capital | 23,643,000 | 24,128,000 | 24,612,000 | 24,799,000 |
| Risk-weighted assets | 105,405,000 | 106,962,000 | 106,961,000 | 104,889,000 |