Call reports 2013
BANK OF GRANDIN — 2013
What BANK OF GRANDIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,543,000 | 164,381,000 | 163,635,000 | 161,500,000 |
| Total loans | 71,635,000 | 73,728,000 | 73,555,000 | 73,837,000 |
| Allowance for loan losses | 1,664,000 | 1,411,000 | 1,437,000 | 1,382,000 |
| Securities available for sale | 5,055,000 | 4,928,000 | 2,859,000 | 2,771,000 |
| Securities held to maturity | 82,861,000 | 81,463,000 | 79,914,000 | 78,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,764,000 | 142,522,000 | 141,749,000 | 139,408,000 |
| Interest-bearing deposits | 130,333,000 | 126,223,000 | 125,162,000 | 123,810,000 |
| Noninterest-bearing deposits | 15,431,000 | 16,299,000 | 16,587,000 | 15,598,000 |
| Equity capital | 20,284,000 | 20,735,000 | 21,303,000 | 21,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,603,000 | 5,409,000 | 7,151,000 |
| Interest expense | 412,000 | 792,000 | 1,139,000 | 1,459,000 |
| Net interest income | 1,355,000 | 2,811,000 | 4,270,000 | 5,692,000 |
| Noninterest income | 148,000 | 289,000 | 421,000 | 549,000 |
| Noninterest expense | 679,000 | 1,388,000 | 2,124,000 | 2,825,000 |
| Provision for loan losses | 20,000 | 57,000 | 142,000 | 239,000 |
| Pretax income | 804,000 | 1,655,000 | 2,427,000 | 3,179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 804,000 | 1,655,000 | 2,427,000 | 3,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,226,000 | 20,813,000 | 21,405,000 | 21,866,000 |
| Total capital | 21,587,000 | 22,154,000 | 22,755,000 | 23,186,000 |
| Risk-weighted assets | 108,562,000 | 107,319,000 | 107,891,000 | 105,558,000 |