Call reports 2012
BANK OF GRANDIN — 2012
What BANK OF GRANDIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,125,000 | 162,428,000 | 161,854,000 | 163,382,000 |
| Total loans | 71,251,000 | 70,711,000 | 70,408,000 | 70,803,000 |
| Allowance for loan losses | 1,428,000 | 1,488,000 | 1,479,000 | 1,892,000 |
| Securities available for sale | 3,597,000 | 4,616,000 | 5,605,000 | 5,584,000 |
| Securities held to maturity | 74,839,000 | 76,743,000 | 81,153,000 | 82,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,861,000 | 142,632,000 | 141,439,000 | 143,157,000 |
| Interest-bearing deposits | 128,347,000 | 127,802,000 | 127,869,000 | 128,726,000 |
| Noninterest-bearing deposits | 14,514,000 | 14,830,000 | 13,570,000 | 14,431,000 |
| Equity capital | 18,677,000 | 19,257,000 | 19,791,000 | 19,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,823,000 | 5,708,000 | 7,568,000 |
| Interest expense | 496,000 | 973,000 | 1,437,000 | 1,878,000 |
| Net interest income | 1,445,000 | 2,850,000 | 4,271,000 | 5,690,000 |
| Noninterest income | 140,000 | 311,000 | 458,000 | 652,000 |
| Noninterest expense | 653,000 | 1,293,000 | 1,943,000 | 2,598,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | 629,000 |
| Pretax income | 902,000 | 1,808,000 | 2,701,000 | 3,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 902,000 | 1,808,000 | 2,701,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,585,000 | 19,139,000 | 19,683,000 | 19,686,000 |
| Total capital | 19,865,000 | 20,490,000 | 20,988,000 | 21,020,000 |
| Risk-weighted assets | 102,255,000 | 107,961,000 | 104,263,000 | 106,149,000 |