Call reports 2011
BANK OF GRANDIN — 2011
What BANK OF GRANDIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,314,000 | 158,122,000 | 159,849,000 | 159,681,000 |
| Total loans | 70,372,000 | 71,538,000 | 71,229,000 | 71,761,000 |
| Allowance for loan losses | 1,186,000 | 1,375,000 | 1,435,000 | 1,382,000 |
| Securities available for sale | 4,812,000 | 4,877,000 | 4,621,000 | 4,591,000 |
| Securities held to maturity | 67,706,000 | 70,041,000 | 71,760,000 | 72,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,744,000 | 136,208,000 | 137,660,000 | 137,078,000 |
| Interest-bearing deposits | 121,871,000 | 122,784,000 | 124,227,000 | 124,667,000 |
| Noninterest-bearing deposits | 12,873,000 | 13,424,000 | 13,433,000 | 12,411,000 |
| Equity capital | 20,963,000 | 21,337,000 | 21,523,000 | 22,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,812,000 | 5,778,000 | 7,761,000 |
| Interest expense | 606,000 | 1,189,000 | 1,747,000 | 2,267,000 |
| Net interest income | 1,275,000 | 2,623,000 | 4,031,000 | 5,494,000 |
| Noninterest income | 172,000 | 337,000 | 509,000 | 665,000 |
| Noninterest expense | 645,000 | 1,294,000 | 1,925,000 | 2,566,000 |
| Provision for loan losses | 45,000 | 256,000 | 666,000 | 666,000 |
| Pretax income | 757,000 | 1,410,000 | 1,949,000 | 2,927,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 757,000 | 1,410,000 | 1,949,000 | 2,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,900,000 | 21,210,000 | 21,402,000 | 22,027,000 |
| Total capital | 22,086,000 | 22,469,000 | 22,683,000 | 23,320,000 |
| Risk-weighted assets | 97,679,000 | 100,567,000 | 102,336,000 | 103,359,000 |