Call reports 2010
BANK OF GRANDIN — 2010
What BANK OF GRANDIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 140,963,000 | 145,214,000 | 146,709,000 | 153,006,000 |
| Total loans | 71,977,000 | 71,856,000 | 71,404,000 | 71,032,000 |
| Allowance for loan losses | 1,707,000 | 1,482,000 | 1,432,000 | 1,120,000 |
| Securities available for sale | 5,201,000 | 5,333,000 | 4,924,000 | 4,805,000 |
| Securities held to maturity | 54,824,000 | 57,465,000 | 62,772,000 | 64,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,328,000 | 125,060,000 | 125,867,000 | 131,933,000 |
| Interest-bearing deposits | 109,542,000 | 112,186,000 | 113,391,000 | 119,521,000 |
| Noninterest-bearing deposits | 11,786,000 | 12,874,000 | 12,476,000 | 12,412,000 |
| Equity capital | 18,994,000 | 19,534,000 | 20,165,000 | 20,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,835,000 | 5,742,000 | 7,663,000 |
| Interest expense | 709,000 | 1,406,000 | 2,069,000 | 2,710,000 |
| Net interest income | 1,194,000 | 2,429,000 | 3,673,000 | 4,953,000 |
| Noninterest income | 142,000 | 265,000 | 406,000 | 537,000 |
| Noninterest expense | 609,000 | 1,240,000 | 1,854,000 | 2,493,000 |
| Provision for loan losses | 652,000 | 652,000 | 667,000 | 696,000 |
| Pretax income | 75,000 | 802,000 | 1,558,000 | 2,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 802,000 | 1,558,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,043,000 | 19,452,000 | 19,992,000 | 20,488,000 |
| Total capital | 20,197,000 | 20,631,000 | 21,177,000 | 21,608,000 |
| Risk-weighted assets | 91,771,000 | 94,005,000 | 94,587,000 | 96,843,000 |