Call reports 2009
BANK OF GRANDIN — 2009
What BANK OF GRANDIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 133,526,000 | 132,849,000 | 134,249,000 | 138,885,000 |
| Total loans | 68,898,000 | 69,205,000 | 70,169,000 | 71,101,000 |
| Allowance for loan losses | 1,091,000 | 1,073,000 | 1,096,000 | 1,120,000 |
| Securities available for sale | 4,061,000 | 4,011,000 | 5,765,000 | 3,748,000 |
| Securities held to maturity | 51,929,000 | 52,615,000 | 53,508,000 | 52,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,382,000 | 113,489,000 | 114,380,000 | 118,977,000 |
| Interest-bearing deposits | 102,537,000 | 102,193,000 | 102,928,000 | 106,479,000 |
| Noninterest-bearing deposits | 11,845,000 | 11,296,000 | 11,452,000 | 12,498,000 |
| Equity capital | 18,428,000 | 18,700,000 | 19,131,000 | 19,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 3,938,000 | 5,944,000 | 7,893,000 |
| Interest expense | 869,000 | 1,667,000 | 2,423,000 | 3,155,000 |
| Net interest income | 1,102,000 | 2,271,000 | 3,521,000 | 4,738,000 |
| Noninterest income | 138,000 | 275,000 | 439,000 | 576,000 |
| Noninterest expense | 540,000 | 1,149,000 | 1,774,000 | 2,371,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 292,000 |
| Pretax income | 670,000 | 1,337,000 | 2,086,000 | 2,651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,337,000 | 2,086,000 | 2,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,373,000 | 18,700,000 | 19,120,000 | 19,348,000 |
| Total capital | 19,464,000 | 19,773,000 | 20,216,000 | 20,468,000 |
| Risk-weighted assets | 87,203,000 | 87,731,000 | 88,580,000 | 93,140,000 |