Call reports 2007
BANK OF GRANDIN — 2007
What BANK OF GRANDIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 110,376,000 | 112,077,000 | 113,886,000 | 120,752,000 |
| Total loans | 57,890,000 | 59,098,000 | 60,883,000 | 61,584,000 |
| Allowance for loan losses | 1,130,000 | 1,146,000 | 1,103,000 | 1,120,000 |
| Securities available for sale | 3,452,000 | 3,441,000 | 3,486,000 | 3,527,000 |
| Securities held to maturity | 40,486,000 | 43,318,000 | 41,393,000 | 47,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,471,000 | 95,810,000 | 97,053,000 | 103,628,000 |
| Interest-bearing deposits | 83,995,000 | 84,835,000 | 87,225,000 | 93,811,000 |
| Noninterest-bearing deposits | 10,476,000 | 10,975,000 | 9,828,000 | 9,817,000 |
| Equity capital | 15,279,000 | 15,561,000 | 15,967,000 | 16,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,750,000 | 5,733,000 | 7,795,000 |
| Interest expense | 914,000 | 1,873,000 | 2,876,000 | 3,910,000 |
| Net interest income | 939,000 | 1,877,000 | 2,857,000 | 3,885,000 |
| Noninterest income | 151,000 | 300,000 | 452,000 | 604,000 |
| Noninterest expense | 443,000 | 912,000 | 1,376,000 | 1,862,000 |
| Provision for loan losses | 30,000 | 60,000 | 92,000 | 141,000 |
| Pretax income | 617,000 | 1,205,000 | 1,841,000 | 2,486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 617,000 | 1,205,000 | 1,841,000 | 2,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,327,000 | 15,620,000 | 15,981,000 | 16,332,000 |
| Total capital | 16,249,000 | 16,601,000 | 16,983,000 | 17,373,000 |
| Risk-weighted assets | 73,557,000 | 78,353,000 | 80,102,000 | 83,216,000 |