Call reports 2006
BANK OF GRANDIN — 2006
What BANK OF GRANDIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,791,000 | 104,503,000 | 106,359,000 | 108,032,000 |
| Total loans | 58,453,000 | 59,530,000 | 59,055,000 | 57,672,000 |
| Allowance for loan losses | 1,126,000 | 1,190,000 | 1,194,000 | 1,120,000 |
| Securities available for sale | 3,880,000 | 3,862,000 | 3,920,000 | 3,647,000 |
| Securities held to maturity | 35,245,000 | 35,487,000 | 36,051,000 | 36,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,928,000 | 89,464,000 | 90,810,000 | 92,462,000 |
| Interest-bearing deposits | 80,213,000 | 78,358,000 | 80,304,000 | 82,755,000 |
| Noninterest-bearing deposits | 10,715,000 | 11,106,000 | 10,506,000 | 9,707,000 |
| Equity capital | 14,195,000 | 14,476,000 | 14,816,000 | 14,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,257,000 | 4,986,000 | 6,773,000 |
| Interest expense | 711,000 | 1,482,000 | 2,308,000 | 3,191,000 |
| Net interest income | 864,000 | 1,775,000 | 2,678,000 | 3,582,000 |
| Noninterest income | 140,000 | 291,000 | 456,000 | 623,000 |
| Noninterest expense | 440,000 | 896,000 | 1,347,000 | 1,805,000 |
| Provision for loan losses | 10,000 | 80,000 | 155,000 | 426,000 |
| Pretax income | 554,000 | 1,090,000 | 1,632,000 | 1,974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,090,000 | 1,632,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,315,000 | 14,614,000 | 14,896,000 | 14,997,000 |
| Total capital | 15,197,000 | 15,511,000 | 15,794,000 | 15,914,000 |
| Risk-weighted assets | 70,341,000 | 71,447,000 | 71,524,000 | 73,155,000 |