Call reports 2001
BANK OF GRANDIN — 2001
What BANK OF GRANDIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,917,000 | 80,460,000 | 84,267,000 | 89,607,000 |
| Total loans | 45,016,000 | 45,663,000 | 47,001,000 | 46,571,000 |
| Allowance for loan losses | 323,000 | 346,000 | 358,000 | 374,000 |
| Securities available for sale | 2,997,000 | 4,566,000 | 4,642,000 | 4,622,000 |
| Securities held to maturity | 22,227,000 | 21,849,000 | 22,298,000 | 25,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,897,000 | 67,385,000 | 70,644,000 | 76,200,000 |
| Interest-bearing deposits | 58,825,000 | 59,506,000 | 62,815,000 | 68,190,000 |
| Noninterest-bearing deposits | 8,072,000 | 7,879,000 | 7,829,000 | 8,010,000 |
| Equity capital | 11,488,000 | 11,574,000 | 11,949,000 | 12,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,172,000 | 4,769,000 | 6,358,000 |
| Interest expense | 799,000 | 1,592,000 | 2,359,000 | 3,071,000 |
| Net interest income | 764,000 | 1,580,000 | 2,410,000 | 3,287,000 |
| Noninterest income | 95,000 | 187,000 | 286,000 | 336,000 |
| Noninterest expense | 410,000 | 836,000 | 1,243,000 | 1,655,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 155,000 |
| Pretax income | 434,000 | 886,000 | 1,378,000 | 1,813,000 |
| Income tax | 132,000 | 269,000 | 434,000 | 562,000 |
| Net income | 302,000 | 617,000 | 944,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,457,000 | 11,532,000 | 11,859,000 | 11,926,000 |
| Total capital | 11,780,000 | 11,878,000 | 12,217,000 | 12,300,000 |
| Risk-weighted assets | 58,449,000 | 54,148,000 | 55,836,000 | 57,186,000 |