Call reports 2014
FIRST FEDERAL SAVINGS BANK — 2014
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 322,808,000 | 330,466,000 | 324,830,000 |
| Total loans | 277,642,000 | 287,671,000 | 286,897,000 |
| Allowance for loan losses | 3,387,000 | 3,612,000 | 3,546,000 |
| Securities available for sale | 25,477,000 | 24,370,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 236,789,000 | 233,862,000 | 211,620,000 |
| Interest-bearing deposits | 203,330,000 | 200,625,000 | 181,406,000 |
| Noninterest-bearing deposits | 33,459,000 | 33,237,000 | 30,214,000 |
| Equity capital | 46,550,000 | 46,512,000 | 47,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 3,220,000 | 6,489,000 | 9,851,000 |
| Interest expense | 608,000 | 1,157,000 | 1,641,000 |
| Net interest income | 2,612,000 | 5,332,000 | 8,210,000 |
| Noninterest income | 999,000 | 2,071,000 | 3,154,000 |
| Noninterest expense | 2,580,000 | 6,485,000 | 9,359,000 |
| Provision for loan losses | 75,000 | 295,000 | 295,000 |
| Pretax income | 956,000 | 623,000 | 1,786,000 |
| Income tax | 350,000 | 199,000 | 626,000 |
| Net income | 588,000 | 377,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 45,278,000 | 45,120,000 | 45,885,000 |
| Total capital | 48,039,000 | 47,999,000 | 48,695,000 |
| Risk-weighted assets | 220,235,000 | 229,622,000 | 224,053,000 |