Call reports 2005
BANK OF HARRISBURG, THE — 2005
What BANK OF HARRISBURG, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,747,000 | 68,412,000 | 75,544,000 | 76,250,000 |
| Total loans | 27,656,000 | 31,432,000 | 30,285,000 | 32,833,000 |
| Allowance for loan losses | 516,000 | 538,000 | 491,000 | 501,000 |
| Securities available for sale | 30,851,000 | 30,572,000 | 29,387,000 | 27,697,000 |
| Securities held to maturity | 1,591,000 | 1,591,000 | 1,592,000 | 1,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,830,000 | 58,719,000 | 58,720,000 | 58,341,000 |
| Interest-bearing deposits | 53,419,000 | 53,112,000 | 52,882,000 | 51,647,000 |
| Noninterest-bearing deposits | 7,411,000 | 5,607,000 | 5,838,000 | 6,694,000 |
| Equity capital | 6,359,000 | 6,674,000 | 15,210,000 | 15,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,553,000 | 2,449,000 | 3,338,000 |
| Interest expense | 241,000 | 524,000 | 837,000 | 1,167,000 |
| Net interest income | 502,000 | 1,029,000 | 1,612,000 | 2,171,000 |
| Noninterest income | 124,000 | 261,000 | 403,000 | 601,000 |
| Noninterest expense | 396,000 | 803,000 | 1,709,000 | 2,330,000 |
| Provision for loan losses | -104,000 | -103,000 | -103,000 | -103,000 |
| Pretax income | 351,000 | 607,000 | 426,000 | 562,000 |
| Income tax | 108,000 | 171,000 | 88,000 | 123,000 |
| Net income | 243,000 | 436,000 | 338,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,668,000 | 6,861,000 | 8,141,000 | 8,330,000 |
| Total capital | 7,091,000 | 7,339,000 | 8,632,000 | 8,831,000 |
| Risk-weighted assets | 33,690,000 | 37,395,000 | 44,841,000 | 46,138,000 |