Call reports 2003
BANK OF HARRISBURG, THE — 2003
What BANK OF HARRISBURG, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 67,270,000 | 64,355,000 | 64,314,000 | 64,446,000 |
| Total loans | 27,301,000 | 28,112,000 | 28,242,000 | 25,267,000 |
| Allowance for loan losses | 974,000 | 1,001,000 | 930,000 | 932,000 |
| Securities available for sale | 27,944,000 | 23,648,000 | 21,293,000 | 26,980,000 |
| Securities held to maturity | 4,653,000 | 4,542,000 | 4,222,000 | 3,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,755,000 | 56,601,000 | 56,383,000 | 56,700,000 |
| Interest-bearing deposits | 53,929,000 | 50,635,000 | 50,265,000 | 50,235,000 |
| Noninterest-bearing deposits | 5,826,000 | 5,966,000 | 6,118,000 | 6,465,000 |
| Equity capital | 7,362,000 | 7,598,000 | 7,761,000 | 7,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,464,000 | 2,140,000 | 2,823,000 |
| Interest expense | 294,000 | 553,000 | 779,000 | 983,000 |
| Net interest income | 450,000 | 911,000 | 1,361,000 | 1,840,000 |
| Noninterest income | 102,000 | 239,000 | 370,000 | 493,000 |
| Noninterest expense | 377,000 | 750,000 | 1,112,000 | 1,506,000 |
| Provision for loan losses | 100,000 | 115,000 | 0 | 0 |
| Pretax income | 75,000 | 285,000 | 619,000 | 827,000 |
| Income tax | -23,000 | 3,000 | 72,000 | 84,000 |
| Net income | 98,000 | 282,000 | 547,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,187,000 | 7,371,000 | 7,636,000 | 7,432,000 |
| Total capital | 7,675,000 | 7,829,000 | 8,080,000 | 7,846,000 |
| Risk-weighted assets | 38,595,000 | 35,312,000 | 35,058,000 | 32,767,000 |