Call reports 2002
BANK OF HARRISBURG, THE — 2002
What BANK OF HARRISBURG, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,176,000 | 70,168,000 | 68,863,000 | 66,995,000 |
| Total loans | 32,526,000 | 32,296,000 | 32,928,000 | 31,485,000 |
| Allowance for loan losses | 589,000 | 686,000 | 788,000 | 828,000 |
| Securities available for sale | 27,069,000 | 25,444,000 | 21,838,000 | 24,661,000 |
| Securities held to maturity | 4,561,000 | 4,491,000 | 4,491,000 | 4,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,813,000 | 62,667,000 | 61,313,000 | 59,476,000 |
| Interest-bearing deposits | 59,896,000 | 57,314,000 | 55,972,000 | 54,373,000 |
| Noninterest-bearing deposits | 5,917,000 | 5,353,000 | 5,341,000 | 5,103,000 |
| Equity capital | 7,051,000 | 7,165,000 | 7,290,000 | 7,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,011,000 | 2,837,000 | 3,659,000 |
| Interest expense | 553,000 | 1,012,000 | 1,424,000 | 1,784,000 |
| Net interest income | 526,000 | 999,000 | 1,413,000 | 1,875,000 |
| Noninterest income | 88,000 | 169,000 | 292,000 | 405,000 |
| Noninterest expense | 347,000 | 689,000 | 1,083,000 | 1,456,000 |
| Provision for loan losses | 135,000 | 356,000 | 566,000 | 810,000 |
| Pretax income | 132,000 | 123,000 | 56,000 | 14,000 |
| Income tax | -4,000 | -23,000 | -121,000 | -183,000 |
| Net income | 136,000 | 146,000 | 177,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,064,000 | 7,074,000 | 7,105,000 | 7,125,000 |
| Total capital | 7,653,000 | 7,703,000 | 7,621,000 | 7,638,000 |
| Risk-weighted assets | 51,946,000 | 50,256,000 | 41,000,000 | 40,794,000 |