Call reports 2010
NORTHWEST COMMUNITY BANK — 2010
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,929,000 | 65,484,000 | 64,816,000 | 63,970,000 |
| Total loans | 52,577,000 | 50,890,000 | 50,331,000 | 49,402,000 |
| Allowance for loan losses | 1,000,000 | 1,300,000 | 1,555,000 | 1,017,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,575,000 | 10,554,000 | 10,554,000 | 10,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,221,000 | 42,872,000 | 37,727,000 | 36,257,000 |
| Interest-bearing deposits | 39,397,000 | 36,209,000 | 31,538,000 | 28,927,000 |
| Noninterest-bearing deposits | 5,824,000 | 6,662,000 | 6,189,000 | 7,331,000 |
| Equity capital | 8,188,000 | 8,449,000 | 8,055,000 | 8,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,092,000 | 2,991,000 | 3,888,000 |
| Interest expense | 202,000 | 409,000 | 566,000 | 683,000 |
| Net interest income | 877,000 | 1,683,000 | 2,425,000 | 3,205,000 |
| Noninterest income | 66,000 | 159,000 | 231,000 | 335,000 |
| Noninterest expense | 297,000 | 546,000 | 918,000 | 1,353,000 |
| Provision for loan losses | 325,000 | 625,000 | 925,000 | 1,359,000 |
| Pretax income | 321,000 | 679,000 | 821,000 | 836,000 |
| Income tax | 112,000 | 209,000 | 264,000 | 268,000 |
| Net income | 209,000 | 470,000 | 557,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,188,000 | 8,449,000 | 8,055,000 | 8,068,000 |
| Total capital | 8,961,000 | 9,170,000 | 8,723,000 | 8,659,000 |
| Risk-weighted assets | 61,648,000 | 57,091,000 | 52,589,000 | 46,858,000 |