Call reports 2009
NORTHWEST COMMUNITY BANK — 2009
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,756,000 | 42,563,000 | 40,133,000 | 80,423,000 |
| Total loans | 37,577,000 | 39,179,000 | 36,896,000 | 52,722,000 |
| Allowance for loan losses | 200,000 | 405,000 | 540,000 | 675,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 563,000 | 563,000 | 23,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,284,000 | 26,877,000 | 27,579,000 | 41,938,000 |
| Interest-bearing deposits | 23,816,000 | 22,092,000 | 21,726,000 | 35,222,000 |
| Noninterest-bearing deposits | 3,468,000 | 4,785,000 | 5,853,000 | 6,716,000 |
| Equity capital | 8,112,000 | 8,186,000 | 8,305,000 | 8,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,230,000 | 1,864,000 | 2,518,000 |
| Interest expense | 201,000 | 375,000 | 531,000 | 654,000 |
| Net interest income | 383,000 | 855,000 | 1,333,000 | 1,864,000 |
| Noninterest income | 47,000 | 121,000 | 196,000 | 271,000 |
| Noninterest expense | 215,000 | 435,000 | 653,000 | 860,000 |
| Provision for loan losses | 40,000 | 245,000 | 380,000 | 515,000 |
| Pretax income | 175,000 | 296,000 | 496,000 | 760,000 |
| Income tax | 70,000 | 118,000 | 198,000 | 290,000 |
| Net income | 105,000 | 178,000 | 298,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,112,000 | 8,186,000 | 8,305,000 | 8,479,000 |
| Total capital | 8,312,000 | 8,591,000 | 8,754,000 | 9,154,000 |
| Risk-weighted assets | 32,473,000 | 37,941,000 | 35,800,000 | 57,492,000 |