Call reports 2008
NORTHWEST COMMUNITY BANK — 2008
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,711,000 | 27,532,000 | 31,820,000 | 35,073,000 |
| Total loans | 14,533,000 | 24,037,000 | 28,194,000 | 30,712,000 |
| Allowance for loan losses | 64,000 | 100,000 | 130,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,728,000 | 18,533,000 | 23,224,000 | 26,874,000 |
| Interest-bearing deposits | 11,904,000 | 16,621,000 | 20,478,000 | 23,931,000 |
| Noninterest-bearing deposits | 2,824,000 | 1,913,000 | 2,746,000 | 2,943,000 |
| Equity capital | 7,920,000 | 7,860,000 | 7,938,000 | 8,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 597,000 | 1,053,000 | 1,585,000 |
| Interest expense | 106,000 | 252,000 | 438,000 | 652,000 |
| Net interest income | 152,000 | 345,000 | 615,000 | 933,000 |
| Noninterest income | 8,000 | 16,000 | 144,000 | 197,000 |
| Noninterest expense | 250,000 | 504,000 | 752,000 | 990,000 |
| Provision for loan losses | 36,000 | 72,000 | 102,000 | 132,000 |
| Pretax income | -126,000 | -215,000 | -95,000 | 8,000 |
| Income tax | -44,000 | -73,000 | -31,000 | 3,000 |
| Net income | -82,000 | -142,000 | -64,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,920,000 | 7,860,000 | 7,938,000 | 8,008,000 |
| Total capital | 7,984,000 | 7,960,000 | 8,068,000 | 8,168,000 |
| Risk-weighted assets | 17,460,000 | 24,753,000 | 28,907,000 | 31,230,000 |