Call reports 2025
BANK OF 1889 — 2025
What BANK OF 1889 reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 301,509,000 | 307,357,000 | 313,850,000 | 330,720,000 |
| Total loans | 242,411,000 | 249,771,000 | 254,343,000 | 255,568,000 |
| Allowance for loan losses | 2,730,000 | 2,773,000 | 2,842,000 | 2,843,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,852,000 | 15,966,000 | 15,601,000 | 15,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,194,000 | 269,306,000 | 274,176,000 | 291,931,000 |
| Interest-bearing deposits | 221,727,000 | 224,898,000 | 228,154,000 | 245,804,000 |
| Noninterest-bearing deposits | 42,467,000 | 44,408,000 | 46,022,000 | 46,127,000 |
| Equity capital | 34,344,000 | 34,862,000 | 36,560,000 | 35,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,986,000 | 10,134,000 | 15,495,000 | 20,981,000 |
| Interest expense | 672,000 | 1,356,000 | 2,059,000 | 2,778,000 |
| Net interest income | 4,314,000 | 8,778,000 | 13,436,000 | 18,203,000 |
| Noninterest income | 316,000 | 678,000 | 1,033,000 | 1,362,000 |
| Noninterest expense | 2,956,000 | 6,034,000 | 9,182,000 | 12,768,000 |
| Provision for loan losses | 151,000 | 241,000 | 408,000 | 577,000 |
| Pretax income | 1,523,000 | 3,181,000 | 4,879,000 | 6,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,523,000 | 3,181,000 | 4,879,000 | 6,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,116,000 | 34,634,000 | 36,332,000 | 35,174,000 |