Call reports 2023
BANK OF 1889 — 2023
What BANK OF 1889 reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 289,315,000 | 291,209,000 | 288,458,000 | 288,336,000 |
| Total loans | 197,860,000 | 197,642,000 | 204,238,000 | 215,608,000 |
| Allowance for loan losses | 2,157,000 | 2,216,000 | 2,236,000 | 2,338,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,756,000 | 40,445,000 | 45,056,000 | 40,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,678,000 | 258,769,000 | 254,789,000 | 256,277,000 |
| Interest-bearing deposits | 221,925,000 | 221,717,000 | 217,446,000 | 217,753,000 |
| Noninterest-bearing deposits | 35,753,000 | 37,052,000 | 37,343,000 | 38,524,000 |
| Equity capital | 29,844,000 | 30,481,000 | 31,734,000 | 29,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,814,000 | 12,050,000 | 16,557,000 |
| Interest expense | 243,000 | 576,000 | 987,000 | 1,522,000 |
| Net interest income | 3,320,000 | 7,238,000 | 11,063,000 | 15,035,000 |
| Noninterest income | 646,000 | 739,000 | 924,000 | 1,786,000 |
| Noninterest expense | 2,602,000 | 5,302,000 | 8,014,000 | 11,141,000 |
| Provision for loan losses | 0 | 75,000 | 120,000 | 310,000 |
| Pretax income | 1,364,000 | 2,600,000 | 3,853,000 | 5,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,364,000 | 2,600,000 | 3,853,000 | 5,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,616,000 | 30,253,000 | 31,506,000 | 29,422,000 |