Call reports 2020
BANK OF 1889 — 2020
What BANK OF 1889 reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 214,214,000 | 217,157,000 | 223,245,000 | 247,882,000 |
| Total loans | 164,376,000 | 163,483,000 | 163,454,000 | 163,711,000 |
| Allowance for loan losses | 1,730,000 | 1,804,000 | 1,677,000 | 1,835,000 |
| Securities available for sale | 139,000 | 140,000 | 0 | 960,000 |
| Securities held to maturity | 1,999,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,011,000 | 192,081,000 | 197,375,000 | 223,091,000 |
| Interest-bearing deposits | 165,207,000 | 163,481,000 | 168,189,000 | 193,722,000 |
| Noninterest-bearing deposits | 23,804,000 | 28,600,000 | 29,186,000 | 29,369,000 |
| Equity capital | 23,295,000 | 23,234,000 | 24,108,000 | 22,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,730,000 | 5,402,000 | 8,319,000 | 10,895,000 |
| Interest expense | 229,000 | 444,000 | 654,000 | 846,000 |
| Net interest income | 2,501,000 | 4,958,000 | 7,665,000 | 10,049,000 |
| Noninterest income | 502,000 | 959,000 | 1,477,000 | 2,033,000 |
| Noninterest expense | 2,310,000 | 4,617,000 | 6,967,000 | 9,373,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 300,000 |
| Pretax income | 693,000 | 1,200,000 | 2,075,000 | 2,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 693,000 | 1,200,000 | 2,075,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,067,000 | 23,006,000 | 23,880,000 | 22,447,000 |