Call reports 2016
BANK OF 1889 — 2016
What BANK OF 1889 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 190,892,000 | 187,098,000 | 186,905,000 | 189,580,000 |
| Total loans | 145,668,000 | 146,789,000 | 147,064,000 | 152,360,000 |
| Allowance for loan losses | 1,712,000 | 1,710,000 | 1,693,000 | 1,722,000 |
| Securities available for sale | 11,440,000 | 10,465,000 | 8,648,000 | 9,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,600,000 | 164,949,000 | 163,879,000 | 167,445,000 |
| Interest-bearing deposits | 144,517,000 | 142,817,000 | 141,962,000 | 146,793,000 |
| Noninterest-bearing deposits | 24,083,000 | 22,132,000 | 21,917,000 | 20,652,000 |
| Equity capital | 20,736,000 | 20,688,000 | 21,193,000 | 20,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,510,000 | 6,822,000 | 9,180,000 |
| Interest expense | 136,000 | 266,000 | 394,000 | 526,000 |
| Net interest income | 2,121,000 | 4,244,000 | 6,428,000 | 8,654,000 |
| Noninterest income | 428,000 | 899,000 | 1,330,000 | 1,781,000 |
| Noninterest expense | 1,995,000 | 4,085,000 | 6,187,000 | 8,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 130,000 |
| Pretax income | 554,000 | 1,058,000 | 1,571,000 | 2,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,058,000 | 1,571,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,497,000 | 20,429,000 | 20,943,000 | 20,020,000 |
| Total capital | 22,143,000 | 22,088,000 | 22,594,000 | 21,719,000 |
| Risk-weighted assets | 131,514,000 | 132,616,000 | 131,876,000 | 135,832,000 |