Call reports 2015
BANK OF 1889 — 2015
What BANK OF 1889 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 186,783,000 | 183,026,000 | 184,780,000 | 191,399,000 |
| Total loans | 157,251,000 | 154,395,000 | 154,416,000 | 149,280,000 |
| Allowance for loan losses | 1,884,000 | 1,699,000 | 1,695,000 | 1,723,000 |
| Securities available for sale | 1,608,000 | 1,605,000 | 1,608,000 | 5,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,212,000 | 161,500,000 | 162,619,000 | 169,453,000 |
| Interest-bearing deposits | 141,554,000 | 138,040,000 | 138,688,000 | 146,510,000 |
| Noninterest-bearing deposits | 23,658,000 | 23,460,000 | 23,931,000 | 22,943,000 |
| Equity capital | 19,842,000 | 19,841,000 | 20,409,000 | 20,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,650,000 | 6,996,000 | 9,330,000 |
| Interest expense | 152,000 | 289,000 | 424,000 | 564,000 |
| Net interest income | 2,154,000 | 4,361,000 | 6,572,000 | 8,766,000 |
| Noninterest income | 369,000 | 744,000 | 1,166,000 | 1,590,000 |
| Noninterest expense | 1,972,000 | 3,979,000 | 6,046,000 | 8,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 551,000 | 1,126,000 | 1,692,000 | 2,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 551,000 | 1,126,000 | 1,692,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,594,000 | 19,596,000 | 20,163,000 | 19,943,000 |
| Total capital | 21,355,000 | 21,318,000 | 21,893,000 | 21,637,000 |
| Risk-weighted assets | 140,737,000 | 137,791,000 | 138,350,000 | 135,442,000 |