Call reports 2014
BANK OF 1889 — 2014
What BANK OF 1889 reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 182,909,000 | 185,783,000 | 182,617,000 | 189,152,000 |
| Total loans | 157,986,000 | 158,442,000 | 157,536,000 | 158,628,000 |
| Allowance for loan losses | 1,618,000 | 1,604,000 | 1,640,000 | 1,891,000 |
| Securities available for sale | 2,276,000 | 2,416,000 | 2,274,000 | 2,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,023,000 | 159,967,000 | 160,067,000 | 166,959,000 |
| Interest-bearing deposits | 136,034,000 | 136,919,000 | 137,883,000 | 144,857,000 |
| Noninterest-bearing deposits | 20,989,000 | 23,048,000 | 22,184,000 | 22,102,000 |
| Equity capital | 19,094,000 | 19,108,000 | 19,544,000 | 19,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,658,000 | 7,069,000 | 9,448,000 |
| Interest expense | 166,000 | 320,000 | 469,000 | 619,000 |
| Net interest income | 2,125,000 | 4,338,000 | 6,600,000 | 8,829,000 |
| Noninterest income | 384,000 | 739,000 | 1,112,000 | 1,519,000 |
| Noninterest expense | 2,038,000 | 4,018,000 | 6,115,000 | 8,167,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 365,000 |
| Pretax income | 471,000 | 1,059,000 | 1,497,000 | 1,816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 471,000 | 1,059,000 | 1,497,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,822,000 | 18,837,000 | 19,278,000 | 19,025,000 |
| Total capital | 20,465,000 | 20,466,000 | 20,943,000 | 20,800,000 |
| Risk-weighted assets | 139,969,000 | 140,673,000 | 140,108,000 | 141,790,000 |