Call reports 2013
BANK OF 1889 — 2013
What BANK OF 1889 reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 171,081,000 | 170,866,000 | 169,825,000 | 175,394,000 |
| Total loans | 139,065,000 | 144,214,000 | 146,137,000 | 154,297,000 |
| Allowance for loan losses | 1,537,000 | 1,491,000 | 1,426,000 | 1,624,000 |
| Securities available for sale | 2,595,000 | 2,563,000 | 2,492,000 | 2,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,643,000 | 144,909,000 | 143,424,000 | 149,650,000 |
| Interest-bearing deposits | 122,750,000 | 124,668,000 | 123,412,000 | 127,759,000 |
| Noninterest-bearing deposits | 19,893,000 | 20,241,000 | 20,012,000 | 21,891,000 |
| Equity capital | 19,171,000 | 18,988,000 | 19,454,000 | 18,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,097,000 | 4,257,000 | 6,500,000 | 8,739,000 |
| Interest expense | 222,000 | 421,000 | 603,000 | 778,000 |
| Net interest income | 1,875,000 | 3,836,000 | 5,897,000 | 7,961,000 |
| Noninterest income | 360,000 | 763,000 | 1,145,000 | 1,405,000 |
| Noninterest expense | 1,836,000 | 3,782,000 | 5,773,000 | 7,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 399,000 | 817,000 | 1,269,000 | 1,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 817,000 | 1,269,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,878,000 | 18,728,000 | 19,181,000 | 18,350,000 |
| Total capital | 20,415,000 | 20,227,000 | 20,624,000 | 19,998,000 |
| Risk-weighted assets | 124,536,000 | 128,095,000 | 129,658,000 | 136,315,000 |