Call reports 2012
BANK OF 1889 — 2012
What BANK OF 1889 reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,582,000 | 165,606,000 | 170,475,000 | 175,517,000 |
| Total loans | 130,474,000 | 135,692,000 | 138,042,000 | 139,233,000 |
| Allowance for loan losses | 1,313,000 | 1,288,000 | 1,309,000 | 1,668,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,470,000 | 3,020,000 | 2,942,000 | 2,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,144,000 | 137,071,000 | 141,683,000 | 147,226,000 |
| Interest-bearing deposits | 112,407,000 | 118,238,000 | 121,731,000 | 127,112,000 |
| Noninterest-bearing deposits | 17,737,000 | 18,833,000 | 19,952,000 | 20,114,000 |
| Equity capital | 19,132,000 | 18,980,000 | 19,324,000 | 18,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,108,000 | 4,276,000 | 6,496,000 | 8,701,000 |
| Interest expense | 246,000 | 490,000 | 736,000 | 980,000 |
| Net interest income | 1,862,000 | 3,786,000 | 5,760,000 | 7,721,000 |
| Noninterest income | 303,000 | 596,000 | 895,000 | 1,185,000 |
| Noninterest expense | 1,643,000 | 3,285,000 | 5,064,000 | 6,817,000 |
| Provision for loan losses | 100,000 | 100,000 | 250,000 | 750,000 |
| Pretax income | 447,000 | 1,022,000 | 1,366,000 | 1,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 1,022,000 | 1,366,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,858,000 | 18,708,000 | 19,053,000 | 18,478,000 |
| Total capital | 20,171,000 | 19,996,000 | 20,362,000 | 20,039,000 |
| Risk-weighted assets | 115,161,000 | 119,932,000 | 123,021,000 | 124,766,000 |