Call reports 2010
BANK OF 1889 — 2010
What BANK OF 1889 reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,557,000 | 131,429,000 | 131,025,000 | 134,020,000 |
| Total loans | 111,432,000 | 112,253,000 | 113,462,000 | 116,161,000 |
| Allowance for loan losses | 868,000 | 999,000 | 912,000 | 1,096,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,189,000 | 3,342,000 | 2,685,000 | 4,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,672,000 | 103,536,000 | 103,475,000 | 106,848,000 |
| Interest-bearing deposits | 89,789,000 | 89,255,000 | 88,382,000 | 86,403,000 |
| Noninterest-bearing deposits | 14,883,000 | 14,281,000 | 15,093,000 | 20,445,000 |
| Equity capital | 18,580,000 | 18,542,000 | 18,967,000 | 18,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,674,000 | 5,641,000 | 7,602,000 |
| Interest expense | 318,000 | 611,000 | 877,000 | 1,119,000 |
| Net interest income | 1,487,000 | 3,063,000 | 4,764,000 | 6,483,000 |
| Noninterest income | 331,000 | 602,000 | 868,000 | 1,001,000 |
| Noninterest expense | 1,389,000 | 2,746,000 | 4,188,000 | 5,629,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 650,000 |
| Pretax income | 329,000 | 719,000 | 1,144,000 | 1,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 719,000 | 1,144,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,580,000 | 18,542,000 | 18,967,000 | 18,532,000 |
| Total capital | 19,448,000 | 19,541,000 | 19,879,000 | 19,628,000 |
| Risk-weighted assets | 98,708,000 | 98,883,000 | 98,719,000 | 101,350,000 |