Call reports 2009
BANK OF 1889 — 2009
What BANK OF 1889 reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 132,064,000 | 136,199,000 | 132,691,000 | 131,005,000 |
| Total loans | 108,818,000 | 113,384,000 | 112,826,000 | 111,068,000 |
| Allowance for loan losses | 1,032,000 | 933,000 | 1,129,000 | 998,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,598,000 | 1,570,000 | 1,015,000 | 975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,310,000 | 103,558,000 | 102,648,000 | 101,371,000 |
| Interest-bearing deposits | 87,330,000 | 88,321,000 | 86,752,000 | 88,124,000 |
| Noninterest-bearing deposits | 16,980,000 | 15,237,000 | 15,896,000 | 13,247,000 |
| Equity capital | 18,942,000 | 18,538,000 | 18,743,000 | 18,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,918,000 | 5,842,000 | 8,071,000 |
| Interest expense | 432,000 | 835,000 | 1,220,000 | 1,576,000 |
| Net interest income | 1,528,000 | 3,083,000 | 4,622,000 | 6,495,000 |
| Noninterest income | 229,000 | 482,000 | 788,000 | 1,059,000 |
| Noninterest expense | 1,314,000 | 2,685,000 | 4,105,000 | 5,509,000 |
| Provision for loan losses | 0 | 0 | 220,000 | 220,000 |
| Pretax income | 443,000 | 880,000 | 1,085,000 | 1,825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 880,000 | 1,085,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,942,000 | 18,538,000 | 18,743,000 | 18,251,000 |
| Total capital | 19,974,000 | 19,471,000 | 19,872,000 | 19,249,000 |
| Risk-weighted assets | 96,808,000 | 100,406,000 | 99,330,000 | 98,363,000 |