Call reports 2008
BANK OF 1889 — 2008
What BANK OF 1889 reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 127,242,000 | 130,766,000 | 128,234,000 | 128,391,000 |
| Total loans | 104,676,000 | 105,379,000 | 106,988,000 | 109,761,000 |
| Allowance for loan losses | 1,003,000 | 1,106,000 | 1,093,000 | 1,059,000 |
| Securities available for sale | 1,000,000 | 1,000,000 | 1,000,000 | 0 |
| Securities held to maturity | 6,563,000 | 4,944,000 | 4,648,000 | 3,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,897,000 | 107,147,000 | 104,469,000 | 104,203,000 |
| Interest-bearing deposits | 87,925,000 | 90,102,000 | 90,892,000 | 91,169,000 |
| Noninterest-bearing deposits | 16,972,000 | 17,045,000 | 13,577,000 | 13,034,000 |
| Equity capital | 18,654,000 | 18,074,000 | 18,533,000 | 18,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,441,000 | 6,422,000 | 8,523,000 |
| Interest expense | 664,000 | 1,245,000 | 1,790,000 | 2,296,000 |
| Net interest income | 1,599,000 | 3,196,000 | 4,632,000 | 6,227,000 |
| Noninterest income | 308,000 | 629,000 | 903,000 | 1,591,000 |
| Noninterest expense | 1,211,000 | 2,649,000 | 3,900,000 | 5,171,000 |
| Provision for loan losses | 125,000 | 275,000 | 275,000 | 275,000 |
| Pretax income | 571,000 | 901,000 | 1,360,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 571,000 | 901,000 | 1,360,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,654,000 | 18,074,000 | 18,533,000 | 18,499,000 |
| Total capital | 19,657,000 | 19,180,000 | 19,626,000 | 19,558,000 |
| Risk-weighted assets | 92,829,000 | 93,913,000 | 94,376,000 | 96,267,000 |