Call reports 2007
BANK OF 1889 — 2007
What BANK OF 1889 reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,818,000 | 124,541,000 | 125,379,000 | 125,899,000 |
| Total loans | 97,326,000 | 96,624,000 | 98,522,000 | 101,577,000 |
| Allowance for loan losses | 1,047,000 | 712,000 | 747,000 | 897,000 |
| Securities available for sale | 499,000 | 0 | 999,000 | 1,999,000 |
| Securities held to maturity | 5,929,000 | 6,401,000 | 5,405,000 | 6,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,338,000 | 104,451,000 | 104,600,000 | 105,617,000 |
| Interest-bearing deposits | 85,167,000 | 85,165,000 | 87,154,000 | 90,671,000 |
| Noninterest-bearing deposits | 20,171,000 | 19,286,000 | 17,446,000 | 14,946,000 |
| Equity capital | 18,697,000 | 18,299,000 | 18,914,000 | 18,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,462,000 | 6,748,000 | 9,074,000 |
| Interest expense | 587,000 | 1,215,000 | 1,903,000 | 2,639,000 |
| Net interest income | 1,627,000 | 3,247,000 | 4,845,000 | 6,435,000 |
| Noninterest income | 272,000 | 557,000 | 852,000 | 1,127,000 |
| Noninterest expense | 1,094,000 | 2,405,000 | 3,633,000 | 4,874,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 250,000 |
| Pretax income | 805,000 | 1,399,000 | 2,014,000 | 2,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,399,000 | 2,014,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,698,000 | 18,299,000 | 18,914,000 | 18,083,000 |
| Total capital | 19,745,000 | 19,011,000 | 19,661,000 | 18,980,000 |
| Risk-weighted assets | 86,900,000 | 87,136,000 | 88,354,000 | 90,716,000 |