Call reports 2006
BANK OF 1889 — 2006
What BANK OF 1889 reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 124,159,000 | 122,407,000 | 121,438,000 | 126,133,000 |
| Total loans | 101,285,000 | 100,976,000 | 99,200,000 | 97,932,000 |
| Allowance for loan losses | 1,043,000 | 1,041,000 | 1,057,000 | 1,212,000 |
| Securities available for sale | 1,482,000 | 1,484,000 | 992,000 | 496,000 |
| Securities held to maturity | 8,685,000 | 7,564,000 | 7,022,000 | 5,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,042,000 | 102,510,000 | 100,703,000 | 106,262,000 |
| Interest-bearing deposits | 83,819,000 | 80,373,000 | 82,943,000 | 88,883,000 |
| Noninterest-bearing deposits | 20,223,000 | 22,137,000 | 17,760,000 | 17,379,000 |
| Equity capital | 18,269,000 | 18,027,000 | 18,790,000 | 17,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,036,000 | 6,100,000 | 8,280,000 |
| Interest expense | 398,000 | 846,000 | 1,368,000 | 1,927,000 |
| Net interest income | 1,644,000 | 3,190,000 | 4,732,000 | 6,353,000 |
| Noninterest income | 271,000 | 635,000 | 966,000 | 1,143,000 |
| Noninterest expense | 1,165,000 | 2,330,000 | 3,448,000 | 4,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 750,000 | 1,495,000 | 2,250,000 | 2,656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 750,000 | 1,495,000 | 2,250,000 | 2,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,288,000 | 18,043,000 | 18,798,000 | 17,893,000 |
| Total capital | 19,331,000 | 19,084,000 | 19,855,000 | 19,009,000 |
| Risk-weighted assets | 90,454,000 | 89,899,000 | 88,377,000 | 89,148,000 |