Call reports 2005
BANK OF 1889 — 2005
What BANK OF 1889 reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 130,387,000 | 127,135,000 | 129,883,000 | 131,145,000 |
| Total loans | 102,861,000 | 102,798,000 | 101,101,000 | 100,196,000 |
| Allowance for loan losses | 1,094,000 | 1,034,000 | 1,056,000 | 1,045,000 |
| Securities available for sale | 1,995,000 | 1,499,000 | 1,493,000 | 1,482,000 |
| Securities held to maturity | 12,691,000 | 11,655,000 | 11,109,000 | 9,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,433,000 | 107,464,000 | 109,653,000 | 111,609,000 |
| Interest-bearing deposits | 89,131,000 | 86,629,000 | 85,026,000 | 85,664,000 |
| Noninterest-bearing deposits | 21,302,000 | 20,835,000 | 24,627,000 | 25,945,000 |
| Equity capital | 17,906,000 | 17,603,000 | 18,219,000 | 17,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,662,000 | 5,545,000 | 7,463,000 |
| Interest expense | 314,000 | 658,000 | 1,017,000 | 1,391,000 |
| Net interest income | 1,511,000 | 3,004,000 | 4,528,000 | 6,072,000 |
| Noninterest income | 339,000 | 661,000 | 949,000 | 1,159,000 |
| Noninterest expense | 1,182,000 | 2,314,000 | 3,509,000 | 4,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 668,000 | 1,351,000 | 1,968,000 | 2,493,000 |
| Income tax | 0 | 0 | 0 | -12,000 |
| Net income | 668,000 | 1,351,000 | 1,968,000 | 2,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,934,000 | 17,623,000 | 18,240,000 | 17,538,000 |
| Total capital | 19,028,000 | 18,657,000 | 19,296,000 | 18,583,000 |
| Risk-weighted assets | 92,643,000 | 92,186,000 | 91,928,000 | 91,466,000 |