Call reports 2004
BANK OF 1889 — 2004
What BANK OF 1889 reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 131,486,000 | 126,580,000 | 129,965,000 | 132,657,000 |
| Total loans | 96,337,000 | 98,072,000 | 99,359,000 | 103,241,000 |
| Allowance for loan losses | 1,110,000 | 1,102,000 | 1,118,000 | 1,122,000 |
| Securities available for sale | 4,110,000 | 3,543,000 | 3,537,000 | 2,013,000 |
| Securities held to maturity | 16,855,000 | 16,675,000 | 15,133,000 | 13,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,324,000 | 106,831,000 | 109,381,000 | 113,265,000 |
| Interest-bearing deposits | 88,111,000 | 86,702,000 | 87,850,000 | 90,950,000 |
| Noninterest-bearing deposits | 23,213,000 | 20,129,000 | 21,531,000 | 22,315,000 |
| Equity capital | 17,948,000 | 17,577,000 | 18,416,000 | 17,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,701,000 | 5,529,000 | 7,372,000 |
| Interest expense | 290,000 | 566,000 | 842,000 | 1,131,000 |
| Net interest income | 1,566,000 | 3,135,000 | 4,687,000 | 6,241,000 |
| Noninterest income | 293,000 | 598,000 | 920,000 | 1,209,000 |
| Noninterest expense | 1,157,000 | 2,346,000 | 3,379,000 | 4,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 702,000 | 1,387,000 | 2,228,000 | 2,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 702,000 | 1,387,000 | 2,228,000 | 2,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,878,000 | 17,570,000 | 18,411,000 | 17,266,000 |
| Total capital | 18,988,000 | 18,672,000 | 19,529,000 | 18,388,000 |
| Risk-weighted assets | 89,235,000 | 89,460,000 | 90,270,000 | 93,564,000 |