Call reports 2003
BANK OF 1889 — 2003
What BANK OF 1889 reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 126,352,000 | 126,145,000 | 134,144,000 | 129,501,000 |
| Total loans | 88,810,000 | 89,130,000 | 93,031,000 | 94,153,000 |
| Allowance for loan losses | 1,135,000 | 1,141,000 | 1,144,000 | 1,141,000 |
| Securities available for sale | 4,663,000 | 4,187,000 | 4,132,000 | 3,605,000 |
| Securities held to maturity | 16,814,000 | 15,763,000 | 16,092,000 | 16,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,833,000 | 105,962,000 | 113,522,000 | 109,917,000 |
| Interest-bearing deposits | 89,596,000 | 90,178,000 | 88,493,000 | 89,835,000 |
| Noninterest-bearing deposits | 16,237,000 | 15,784,000 | 25,029,000 | 20,082,000 |
| Equity capital | 17,996,000 | 17,695,000 | 18,280,000 | 17,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 3,860,000 | 5,742,000 | 7,586,000 |
| Interest expense | 439,000 | 849,000 | 1,192,000 | 1,505,000 |
| Net interest income | 1,509,000 | 3,011,000 | 4,550,000 | 6,081,000 |
| Noninterest income | 293,000 | 583,000 | 866,000 | 1,140,000 |
| Noninterest expense | 1,006,000 | 2,063,000 | 3,223,000 | 4,397,000 |
| Provision for loan losses | 110,000 | 140,000 | 165,000 | 165,000 |
| Pretax income | 686,000 | 1,391,000 | 2,028,000 | 2,659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 686,000 | 1,391,000 | 2,028,000 | 2,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,876,000 | 17,555,000 | 18,192,000 | 17,176,000 |
| Total capital | 18,968,000 | 18,653,000 | 19,284,000 | 18,268,000 |
| Risk-weighted assets | 87,350,000 | 87,830,000 | 87,330,000 | 87,349,000 |