Call reports 2002
BANK OF 1889 — 2002
What BANK OF 1889 reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,653,000 | 125,144,000 | 123,567,000 | 125,788,000 |
| Total loans | 87,304,000 | 88,444,000 | 90,781,000 | 90,301,000 |
| Allowance for loan losses | 1,003,000 | 1,072,000 | 1,076,000 | 990,000 |
| Securities available for sale | 4,019,000 | 3,588,000 | 3,639,000 | 3,639,000 |
| Securities held to maturity | 22,985,000 | 22,067,000 | 20,059,000 | 18,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,601,000 | 104,337,000 | 102,000,000 | 105,739,000 |
| Interest-bearing deposits | 88,791,000 | 89,402,000 | 87,895,000 | 89,048,000 |
| Noninterest-bearing deposits | 13,810,000 | 14,935,000 | 14,105,000 | 16,691,000 |
| Equity capital | 18,196,000 | 18,014,000 | 18,870,000 | 17,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,192,000 | 6,251,000 | 8,315,000 |
| Interest expense | 592,000 | 1,128,000 | 1,640,000 | 2,120,000 |
| Net interest income | 1,543,000 | 3,064,000 | 4,611,000 | 6,195,000 |
| Noninterest income | 329,000 | 584,000 | 862,000 | 1,062,000 |
| Noninterest expense | 960,000 | 1,917,000 | 2,871,000 | 3,876,000 |
| Provision for loan losses | 57,000 | 128,000 | 194,000 | 284,000 |
| Pretax income | 855,000 | 1,603,000 | 2,408,000 | 3,097,000 |
| Income tax | -122,000 | -122,000 | -122,000 | 59,000 |
| Net income | 977,000 | 1,725,000 | 2,530,000 | 3,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,181,000 | 17,929,000 | 18,734,000 | 17,190,000 |
| Total capital | 19,181,000 | 18,942,000 | 19,777,000 | 18,180,000 |
| Risk-weighted assets | 79,978,000 | 81,009,000 | 83,376,000 | 83,217,000 |