Call reports 2001
BANK OF 1889 — 2001
What BANK OF 1889 reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,150,000 | 125,929,000 | 123,680,000 | 123,359,000 |
| Total loans | 83,557,000 | 84,554,000 | 85,152,000 | 86,159,000 |
| Allowance for loan losses | 855,000 | 950,000 | 956,000 | 938,000 |
| Securities available for sale | 3,044,000 | 3,041,000 | 2,573,000 | 4,561,000 |
| Securities held to maturity | 26,493,000 | 25,476,000 | 24,478,000 | 23,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,867,000 | 104,567,000 | 101,932,000 | 102,847,000 |
| Interest-bearing deposits | 90,325,000 | 90,484,000 | 87,622,000 | 89,307,000 |
| Noninterest-bearing deposits | 14,542,000 | 14,083,000 | 14,310,000 | 13,540,000 |
| Equity capital | 17,556,000 | 17,867,000 | 18,384,000 | 17,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,433,000 | 4,866,000 | 7,209,000 | 9,481,000 |
| Interest expense | 1,050,000 | 2,079,000 | 3,005,000 | 3,732,000 |
| Net interest income | 1,383,000 | 2,787,000 | 4,204,000 | 5,749,000 |
| Noninterest income | 284,000 | 561,000 | 836,000 | 1,058,000 |
| Noninterest expense | 911,000 | 1,906,000 | 2,844,000 | 3,910,000 |
| Provision for loan losses | 30,000 | 143,000 | 183,000 | 208,000 |
| Pretax income | 726,000 | 1,299,000 | 2,013,000 | 2,689,000 |
| Income tax | 215,000 | 475,000 | 692,000 | 839,000 |
| Net income | 511,000 | 824,000 | 1,321,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,531,000 | 17,844,000 | 18,341,000 | 17,204,000 |
| Total capital | 18,386,000 | 18,794,000 | 19,297,000 | 18,142,000 |
| Risk-weighted assets | 76,077,000 | 77,239,000 | 77,322,000 | 78,506,000 |