Call reports 2014
CAPITOL CITY BANK & TRUST COMPANY — 2014
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 283,588,000 | 280,297,000 | 273,839,000 | 272,311,000 |
| Total loans | 207,130,000 | 195,980,000 | 191,875,000 | 189,889,000 |
| Allowance for loan losses | 5,773,000 | 5,264,000 | 5,330,000 | 5,348,000 |
| Securities available for sale | 37,913,000 | 37,365,000 | 36,053,000 | 34,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,271,000 | 271,054,000 | 264,410,000 | 262,652,000 |
| Interest-bearing deposits | 243,018,000 | 241,143,000 | 237,312,000 | 233,580,000 |
| Noninterest-bearing deposits | 29,253,000 | 29,911,000 | 27,098,000 | 29,072,000 |
| Equity capital | 5,013,000 | 2,718,000 | 2,939,000 | 3,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,146,000 | 7,879,000 | 10,521,000 |
| Interest expense | 747,000 | 1,449,000 | 2,130,000 | 2,763,000 |
| Net interest income | 1,964,000 | 3,697,000 | 5,749,000 | 7,758,000 |
| Noninterest income | 441,000 | 635,000 | 1,285,000 | 1,901,000 |
| Noninterest expense | 2,646,000 | 5,311,000 | 7,970,000 | 10,636,000 |
| Provision for loan losses | 150,000 | 2,327,000 | 2,377,000 | 2,377,000 |
| Pretax income | -392,000 | -3,307,000 | -3,314,000 | -3,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -392,000 | -3,307,000 | -3,314,000 | -3,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,932,000 | 4,168,000 | 4,211,000 | 4,296,000 |
| Total capital | 10,031,000 | 7,189,000 | 7,178,000 | 7,223,000 |
| Risk-weighted assets | 245,267,000 | 239,402,000 | 234,956,000 | 231,682,000 |