Call reports 2013
CAPITOL CITY BANK & TRUST COMPANY — 2013
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 299,011,000 | 291,051,000 | 291,266,000 | 286,761,000 |
| Total loans | 218,498,000 | 213,809,000 | 210,931,000 | 209,470,000 |
| Allowance for loan losses | 5,042,000 | 5,365,000 | 5,704,000 | 6,231,000 |
| Securities available for sale | 41,019,000 | 38,560,000 | 39,683,000 | 38,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,834,000 | 276,193,000 | 278,044,000 | 275,630,000 |
| Interest-bearing deposits | 248,991,000 | 242,200,000 | 244,255,000 | 245,808,000 |
| Noninterest-bearing deposits | 29,843,000 | 33,993,000 | 33,789,000 | 29,822,000 |
| Equity capital | 11,575,000 | 8,215,000 | 6,724,000 | 4,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,028,000 | 5,844,000 | 8,585,000 | 11,378,000 |
| Interest expense | 831,000 | 1,643,000 | 2,445,000 | 3,222,000 |
| Net interest income | 2,197,000 | 4,201,000 | 6,140,000 | 8,156,000 |
| Noninterest income | 498,000 | 1,031,000 | 1,521,000 | 1,645,000 |
| Noninterest expense | 3,445,000 | 6,329,000 | 8,931,000 | 11,847,000 |
| Provision for loan losses | 100,000 | 2,250,000 | 2,750,000 | 3,600,000 |
| Pretax income | -779,000 | -2,892,000 | -3,628,000 | -5,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -779,000 | -2,892,000 | -3,628,000 | -5,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,800,000 | 9,687,000 | 8,950,000 | 7,325,000 |
| Total capital | 15,035,000 | 12,860,000 | 12,081,000 | 10,440,000 |
| Risk-weighted assets | 256,975,000 | 251,686,000 | 247,917,000 | 246,130,000 |