Call reports 2012
CAPITOL CITY BANK & TRUST COMPANY — 2012
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 298,147,000 | 296,352,000 | 294,572,000 | 300,442,000 |
| Total loans | 221,837,000 | 218,811,000 | 217,720,000 | 217,650,000 |
| Allowance for loan losses | 5,112,000 | 5,338,000 | 5,599,000 | 5,390,000 |
| Securities available for sale | 45,225,000 | 43,255,000 | 43,932,000 | 42,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,986,000 | 276,697,000 | 274,784,000 | 281,382,000 |
| Interest-bearing deposits | 247,477,000 | 242,960,000 | 244,315,000 | 248,225,000 |
| Noninterest-bearing deposits | 30,509,000 | 33,737,000 | 30,469,000 | 33,157,000 |
| Equity capital | 12,148,000 | 13,166,000 | 13,326,000 | 12,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,562,000 | 7,043,000 | 10,246,000 | 13,308,000 |
| Interest expense | 1,157,000 | 2,240,000 | 3,252,000 | 4,184,000 |
| Net interest income | 2,405,000 | 4,803,000 | 6,994,000 | 9,124,000 |
| Noninterest income | 486,000 | 929,000 | 1,335,000 | 1,333,000 |
| Noninterest expense | 2,715,000 | 5,570,000 | 7,855,000 | 10,438,000 |
| Provision for loan losses | 745,000 | 1,255,000 | 1,465,000 | 1,722,000 |
| Pretax income | -716,000 | -964,000 | -739,000 | -1,451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -716,000 | -964,000 | -739,000 | -1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,825,000 | 12,986,000 | 13,267,000 | 12,578,000 |
| Total capital | 15,076,000 | 16,205,000 | 16,493,000 | 15,854,000 |
| Risk-weighted assets | 258,195,000 | 255,412,000 | 256,331,000 | 260,004,000 |