Call reports 2011
CAPITOL CITY BANK & TRUST COMPANY — 2011
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 304,739,000 | 302,659,000 | 297,582,000 | 295,648,000 |
| Total loans | 233,806,000 | 230,426,000 | 221,883,000 | 220,173,000 |
| Allowance for loan losses | 5,292,000 | 5,259,000 | 5,010,000 | 5,155,000 |
| Securities available for sale | 40,946,000 | 40,744,000 | 37,758,000 | 42,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,908,000 | 281,874,000 | 278,151,000 | 276,946,000 |
| Interest-bearing deposits | 256,593,000 | 255,084,000 | 250,820,000 | 248,464,000 |
| Noninterest-bearing deposits | 28,315,000 | 26,790,000 | 27,331,000 | 28,482,000 |
| Equity capital | 13,148,000 | 14,072,000 | 12,730,000 | 12,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,674,000 | 7,422,000 | 11,078,000 | 14,614,000 |
| Interest expense | 1,464,000 | 2,887,000 | 4,260,000 | 5,552,000 |
| Net interest income | 2,210,000 | 4,535,000 | 6,818,000 | 9,062,000 |
| Noninterest income | 436,000 | 822,000 | 1,336,000 | 1,935,000 |
| Noninterest expense | 2,314,000 | 4,675,000 | 6,953,000 | 10,053,000 |
| Provision for loan losses | 205,000 | 355,000 | 2,495,000 | 2,746,000 |
| Pretax income | 127,000 | 327,000 | -1,043,000 | -1,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 327,000 | -1,043,000 | -1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,527,000 | 13,726,000 | 12,356,000 | 12,001,000 |
| Total capital | 16,786,000 | 16,973,000 | 15,598,000 | 15,241,000 |
| Risk-weighted assets | 258,652,000 | 257,722,000 | 257,569,000 | 257,276,000 |