Call reports 2010
CAPITOL CITY BANK & TRUST COMPANY — 2010
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 313,543,000 | 312,941,000 | 304,551,000 | 295,074,000 |
| Total loans | 241,391,000 | 242,715,000 | 238,985,000 | 235,546,000 |
| Allowance for loan losses | 6,621,000 | 6,815,000 | 6,801,000 | 5,224,000 |
| Securities available for sale | 47,351,000 | 47,935,000 | 43,266,000 | 36,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,932,000 | 283,612,000 | 278,822,000 | 275,333,000 |
| Interest-bearing deposits | 251,370,000 | 254,504,000 | 253,726,000 | 250,658,000 |
| Noninterest-bearing deposits | 30,562,000 | 29,108,000 | 25,096,000 | 24,675,000 |
| Equity capital | 13,843,000 | 13,361,000 | 13,425,000 | 12,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,274,000 | 7,898,000 | 11,820,000 | 15,574,000 |
| Interest expense | 2,080,000 | 3,944,000 | 5,722,000 | 7,346,000 |
| Net interest income | 2,194,000 | 3,954,000 | 6,098,000 | 8,228,000 |
| Noninterest income | 329,000 | 840,000 | 1,383,000 | 1,908,000 |
| Noninterest expense | 2,239,000 | 4,917,000 | 7,296,000 | 9,860,000 |
| Provision for loan losses | 0 | 220,000 | 420,000 | 470,000 |
| Pretax income | 186,000 | -256,000 | 185,000 | 249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | -256,000 | 185,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,128,000 | 12,746,000 | 13,186,000 | 13,325,000 |
| Total capital | 16,518,000 | 16,088,000 | 16,492,000 | 16,600,000 |
| Risk-weighted assets | 268,072,000 | 263,885,000 | 260,988,000 | 260,013,000 |