Call reports 2009
CAPITOL CITY BANK & TRUST COMPANY — 2009
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 310,614,000 | 319,454,000 | 322,172,000 | 317,158,000 |
| Total loans | 233,048,000 | 235,729,000 | 240,716,000 | 240,781,000 |
| Allowance for loan losses | 4,362,000 | 3,876,000 | 4,247,000 | 6,649,000 |
| Securities available for sale | 49,393,000 | 58,074,000 | 56,208,000 | 52,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,560,000 | 287,058,000 | 282,064,000 | 280,159,000 |
| Interest-bearing deposits | 251,457,000 | 257,222,000 | 254,741,000 | 252,404,000 |
| Noninterest-bearing deposits | 29,103,000 | 29,836,000 | 27,323,000 | 27,755,000 |
| Equity capital | 21,684,000 | 21,007,000 | 21,187,000 | 13,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,153,000 | 8,544,000 | 12,894,000 | 16,615,000 |
| Interest expense | 2,692,000 | 5,393,000 | 7,957,000 | 10,334,000 |
| Net interest income | 1,461,000 | 3,151,000 | 4,937,000 | 6,281,000 |
| Noninterest income | 518,000 | 979,000 | 1,437,000 | 1,281,000 |
| Noninterest expense | 2,214,000 | 4,606,000 | 6,851,000 | 10,530,000 |
| Provision for loan losses | 150,000 | 430,000 | 2,480,000 | 9,530,000 |
| Pretax income | 213,000 | -125,000 | -2,176,000 | -11,572,000 |
| Income tax | 77,000 | -63,000 | -819,000 | -1,492,000 |
| Net income | 136,000 | -62,000 | -1,357,000 | -10,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,521,000 | 21,324,000 | 20,539,000 | 12,908,000 |
| Total capital | 24,598,000 | 24,355,000 | 23,934,000 | 16,285,000 |
| Risk-weighted assets | 244,894,000 | 241,595,000 | 270,732,000 | 266,874,000 |