Call reports 2007
CAPITOL CITY BANK & TRUST COMPANY — 2007
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 258,780,000 | 255,843,000 | 263,360,000 | 272,278,000 |
| Total loans | 177,996,000 | 179,819,000 | 188,308,000 | 199,488,000 |
| Allowance for loan losses | 3,319,000 | 3,268,000 | 3,205,000 | 3,349,000 |
| Securities available for sale | 61,028,000 | 56,962,000 | 53,030,000 | 52,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,853,000 | 233,075,000 | 239,497,000 | 246,632,000 |
| Interest-bearing deposits | 200,545,000 | 202,584,000 | 210,198,000 | 215,907,000 |
| Noninterest-bearing deposits | 33,308,000 | 30,491,000 | 29,299,000 | 30,725,000 |
| Equity capital | 20,881,000 | 20,581,000 | 21,350,000 | 21,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 9,987,000 | 15,158,000 | 20,332,000 |
| Interest expense | 2,323,000 | 4,715,000 | 7,213,000 | 9,804,000 |
| Net interest income | 2,556,000 | 5,272,000 | 7,945,000 | 10,528,000 |
| Noninterest income | 599,000 | 1,253,000 | 1,871,000 | 2,442,000 |
| Noninterest expense | 2,071,000 | 4,223,000 | 6,315,000 | 8,596,000 |
| Provision for loan losses | 0 | 26,000 | 110,000 | 500,000 |
| Pretax income | 1,084,000 | 2,276,000 | 3,391,000 | 3,874,000 |
| Income tax | 377,000 | 759,000 | 1,136,000 | 1,350,000 |
| Net income | 707,000 | 1,517,000 | 2,255,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,158,000 | 21,207,000 | 21,624,000 | 21,893,000 |
| Total capital | 23,892,000 | 23,886,000 | 24,370,000 | 24,728,000 |
| Risk-weighted assets | 218,167,000 | 217,019,000 | 219,299,000 | 231,265,000 |