Call reports 2004
CAPITOL CITY BANK & TRUST COMPANY — 2004
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 148,163,000 | 159,162,000 | 168,182,000 | 190,261,000 |
| Total loans | 100,798,000 | 111,731,000 | 124,930,000 | 140,156,000 |
| Allowance for loan losses | 1,697,000 | 1,654,000 | 1,748,000 | 2,186,000 |
| Securities available for sale | 32,013,000 | 30,523,000 | 29,932,000 | 34,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,478,000 | 139,451,000 | 151,568,000 | 173,706,000 |
| Interest-bearing deposits | 105,430,000 | 115,037,000 | 118,847,000 | 147,535,000 |
| Noninterest-bearing deposits | 27,048,000 | 24,414,000 | 32,721,000 | 26,171,000 |
| Equity capital | 14,524,000 | 14,583,000 | 15,424,000 | 15,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,616,000 | 7,412,000 | 10,316,000 |
| Interest expense | 633,000 | 1,326,000 | 2,150,000 | 3,163,000 |
| Net interest income | 1,576,000 | 3,290,000 | 5,262,000 | 7,153,000 |
| Noninterest income | 569,000 | 1,194,000 | 1,828,000 | 2,446,000 |
| Noninterest expense | 1,463,000 | 2,873,000 | 4,304,000 | 6,029,000 |
| Provision for loan losses | 0 | 0 | 128,000 | 604,000 |
| Pretax income | 682,000 | 1,618,000 | 2,658,000 | 2,966,000 |
| Income tax | 192,000 | 485,000 | 818,000 | 939,000 |
| Net income | 490,000 | 1,133,000 | 1,840,000 | 2,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,861,000 | 14,505,000 | 15,067,000 | 15,254,000 |
| Total capital | 15,557,000 | 16,159,000 | 16,815,000 | 17,175,000 |
| Risk-weighted assets | 135,652,000 | 148,913,000 | 158,544,000 | 153,281,000 |