Call reports 2002
CAPITOL CITY BANK & TRUST COMPANY — 2002
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 88,635,000 | 93,393,000 | 101,377,000 | 110,071,000 |
| Total loans | 52,224,000 | 54,530,000 | 60,068,000 | 66,328,000 |
| Allowance for loan losses | 764,000 | 781,000 | 800,000 | 1,059,000 |
| Securities available for sale | 27,947,000 | 27,663,000 | 33,252,000 | 34,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,084,000 | 83,133,000 | 89,058,000 | 97,656,000 |
| Interest-bearing deposits | 56,818,000 | 61,531,000 | 66,337,000 | 75,139,000 |
| Noninterest-bearing deposits | 22,266,000 | 21,602,000 | 22,721,000 | 22,517,000 |
| Equity capital | 8,823,000 | 9,377,000 | 9,801,000 | 10,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,062,000 | 4,691,000 | 6,406,000 |
| Interest expense | 490,000 | 981,000 | 1,483,000 | 2,057,000 |
| Net interest income | 1,022,000 | 2,081,000 | 3,208,000 | 4,349,000 |
| Noninterest income | 450,000 | 840,000 | 1,327,000 | 1,855,000 |
| Noninterest expense | 967,000 | 1,948,000 | 3,141,000 | 4,354,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 315,000 |
| Pretax income | 505,000 | 973,000 | 1,344,000 | 1,535,000 |
| Income tax | 138,000 | 258,000 | 378,000 | 435,000 |
| Net income | 367,000 | 715,000 | 966,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,763,000 | 8,983,000 | 9,234,000 | 9,369,000 |
| Total capital | 9,527,000 | 9,764,000 | 10,034,000 | 10,428,000 |
| Risk-weighted assets | 75,304,000 | 78,276,000 | 84,299,000 | 95,297,000 |