Call reports 2001
CAPITOL CITY BANK & TRUST COMPANY — 2001
What CAPITOL CITY BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,689,000 | 78,906,000 | 78,202,000 | 85,296,000 |
| Total loans | 46,443,000 | 47,064,000 | 51,170,000 | 50,134,000 |
| Allowance for loan losses | 698,000 | 694,000 | 714,000 | 764,000 |
| Securities available for sale | 23,671,000 | 22,954,000 | 21,173,000 | 26,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,987,000 | 69,871,000 | 68,870,000 | 76,093,000 |
| Interest-bearing deposits | 48,537,000 | 49,704,000 | 49,806,000 | 51,532,000 |
| Noninterest-bearing deposits | 19,450,000 | 20,167,000 | 19,064,000 | 24,561,000 |
| Equity capital | 7,947,000 | 8,254,000 | 8,455,000 | 8,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,064,000 | 4,586,000 | 6,073,000 |
| Interest expense | 591,000 | 1,190,000 | 1,779,000 | 2,311,000 |
| Net interest income | 946,000 | 1,874,000 | 2,807,000 | 3,762,000 |
| Noninterest income | 416,000 | 885,000 | 1,294,000 | 1,791,000 |
| Noninterest expense | 847,000 | 1,895,000 | 2,915,000 | 4,003,000 |
| Provision for loan losses | 35,000 | 35,000 | 280,000 | 280,000 |
| Pretax income | 480,000 | 829,000 | 913,000 | 1,277,000 |
| Income tax | 134,000 | 219,000 | 215,000 | 329,000 |
| Net income | 346,000 | 610,000 | 698,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,794,000 | 8,058,000 | 8,146,000 | 8,396,000 |
| Total capital | 8,466,000 | 8,752,000 | 8,860,000 | 9,160,000 |
| Risk-weighted assets | 53,709,000 | 57,272,000 | 59,433,000 | 72,055,000 |