Call reports 2008
FIRSTBANK OF DENVER — 2008
What FIRSTBANK OF DENVER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 436,374,000 | 439,244,000 | 448,852,000 | 428,430,000 |
| Total loans | 275,865,000 | 280,284,000 | 301,064,000 | 291,635,000 |
| Allowance for loan losses | 2,945,000 | 3,084,000 | 3,515,000 | 4,890,000 |
| Securities available for sale | 82,442,000 | 78,591,000 | 67,701,000 | 58,594,000 |
| Securities held to maturity | 62,136,000 | 61,992,000 | 61,612,000 | 61,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,456,000 | 365,027,000 | 368,206,000 | 360,333,000 |
| Interest-bearing deposits | 273,768,000 | 295,462,000 | 292,416,000 | 292,481,000 |
| Noninterest-bearing deposits | 105,688,000 | 69,565,000 | 75,791,000 | 67,853,000 |
| Equity capital | 29,592,000 | 30,411,000 | 32,479,000 | 33,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,451,000 | 13,028,000 | 19,616,000 | 26,048,000 |
| Interest expense | 2,562,000 | 4,503,000 | 6,310,000 | 7,903,000 |
| Net interest income | 3,889,000 | 8,525,000 | 13,306,000 | 18,145,000 |
| Noninterest income | 984,000 | 2,020,000 | 3,143,000 | 4,220,000 |
| Noninterest expense | 2,537,000 | 5,277,000 | 7,747,000 | 10,214,000 |
| Provision for loan losses | 277,000 | 470,000 | 934,000 | 2,364,000 |
| Pretax income | 2,059,000 | 4,798,000 | 7,888,000 | 10,053,000 |
| Income tax | 646,000 | 1,891,000 | 2,931,000 | 3,597,000 |
| Net income | 1,413,000 | 2,907,000 | 4,957,000 | 6,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,220,000 | 29,713,000 | 31,764,000 | 33,263,000 |
| Total capital | 31,273,000 | 32,909,000 | 35,393,000 | 37,010,000 |
| Risk-weighted assets | 280,659,000 | 283,479,000 | 303,799,000 | 298,531,000 |