Call reports 2007
FIRSTBANK OF DENVER — 2007
What FIRSTBANK OF DENVER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 378,724,000 | 394,654,000 | 402,944,000 | 404,637,000 |
| Total loans | 227,772,000 | 234,048,000 | 250,244,000 | 253,396,000 |
| Allowance for loan losses | 2,292,000 | 2,397,000 | 2,621,000 | 2,713,000 |
| Securities available for sale | 80,848,000 | 77,208,000 | 75,144,000 | 71,508,000 |
| Securities held to maturity | 37,064,000 | 68,416,000 | 63,502,000 | 62,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,841,000 | 350,402,000 | 362,708,000 | 365,921,000 |
| Interest-bearing deposits | 282,873,000 | 285,081,000 | 295,626,000 | 300,645,000 |
| Noninterest-bearing deposits | 68,968,000 | 65,320,000 | 67,082,000 | 65,276,000 |
| Equity capital | 23,502,000 | 24,130,000 | 25,737,000 | 26,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,448,000 | 11,330,000 | 17,593,000 | 23,895,000 |
| Interest expense | 2,594,000 | 5,529,000 | 8,652,000 | 11,655,000 |
| Net interest income | 2,854,000 | 5,801,000 | 8,941,000 | 12,240,000 |
| Noninterest income | 918,000 | 1,873,000 | 2,913,000 | 3,963,000 |
| Noninterest expense | 1,980,000 | 4,002,000 | 6,075,000 | 8,303,000 |
| Provision for loan losses | 5,000 | 127,000 | 371,000 | 494,000 |
| Pretax income | 1,787,000 | 3,545,000 | 5,408,000 | 7,406,000 |
| Income tax | 524,000 | 1,057,000 | 1,630,000 | 2,274,000 |
| Net income | 1,263,000 | 2,488,000 | 3,778,000 | 5,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,938,000 | 24,162,000 | 25,452,000 | 26,806,000 |
| Total capital | 25,338,000 | 26,675,000 | 28,170,000 | 29,618,000 |
| Risk-weighted assets | 240,025,000 | 242,304,000 | 252,319,000 | 256,227,000 |