Call reports 2005
FIRSTBANK OF DENVER — 2005
What FIRSTBANK OF DENVER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 285,768,000 | 288,416,000 | 303,357,000 | 309,895,000 |
| Total loans | 126,585,000 | 142,414,000 | 159,703,000 | 167,006,000 |
| Allowance for loan losses | 1,385,000 | 1,605,000 | 1,871,000 | 1,935,000 |
| Securities available for sale | 107,669,000 | 93,620,000 | 89,970,000 | 86,009,000 |
| Securities held to maturity | 39,651,000 | 39,507,000 | 39,489,000 | 41,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,811,000 | 243,842,000 | 272,432,000 | 272,143,000 |
| Interest-bearing deposits | 191,359,000 | 182,789,000 | 202,977,000 | 206,490,000 |
| Noninterest-bearing deposits | 60,452,000 | 61,053,000 | 69,455,000 | 65,653,000 |
| Equity capital | 17,394,000 | 19,527,000 | 19,258,000 | 19,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,728,000 | 7,577,000 | 11,735,000 | 16,034,000 |
| Interest expense | 903,000 | 1,957,000 | 3,251,000 | 4,776,000 |
| Net interest income | 2,825,000 | 5,620,000 | 8,484,000 | 11,258,000 |
| Noninterest income | 714,000 | 1,531,000 | 2,407,000 | 3,255,000 |
| Noninterest expense | 1,706,000 | 3,352,000 | 5,012,000 | 6,681,000 |
| Provision for loan losses | 169,000 | 399,000 | 691,000 | 812,000 |
| Pretax income | 1,836,000 | 3,724,000 | 5,512,000 | 7,344,000 |
| Income tax | 558,000 | 1,139,000 | 1,676,000 | 1,828,000 |
| Net income | 1,278,000 | 2,585,000 | 3,836,000 | 5,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,715,000 | 18,024,000 | 18,273,000 | 19,253,000 |
| Total capital | 18,100,000 | 19,629,000 | 20,144,000 | 21,188,000 |
| Risk-weighted assets | 144,380,000 | 157,375,000 | 173,478,000 | 182,805,000 |