Call reports 2004
FIRSTBANK OF DENVER — 2004
What FIRSTBANK OF DENVER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 253,508,000 | 277,497,000 | 279,258,000 | 291,464,000 |
| Total loans | 88,958,000 | 100,521,000 | 105,506,000 | 111,835,000 |
| Allowance for loan losses | 1,196,000 | 1,149,000 | 1,145,000 | 1,224,000 |
| Securities available for sale | 124,262,000 | 134,826,000 | 131,697,000 | 125,455,000 |
| Securities held to maturity | 27,401,000 | 27,339,000 | 27,355,000 | 39,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,403,000 | 247,074,000 | 248,443,000 | 247,633,000 |
| Interest-bearing deposits | 172,886,000 | 190,219,000 | 186,296,000 | 185,071,000 |
| Noninterest-bearing deposits | 55,518,000 | 56,854,000 | 62,148,000 | 62,563,000 |
| Equity capital | 17,742,000 | 15,982,000 | 18,291,000 | 17,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,932,000 | 5,908,000 | 9,310,000 | 12,865,000 |
| Interest expense | 580,000 | 1,183,000 | 1,821,000 | 2,570,000 |
| Net interest income | 2,352,000 | 4,725,000 | 7,489,000 | 10,295,000 |
| Noninterest income | 765,000 | 1,571,000 | 2,348,000 | 3,130,000 |
| Noninterest expense | 1,546,000 | 3,177,000 | 4,859,000 | 6,617,000 |
| Provision for loan losses | -74,000 | -107,000 | -101,000 | 1,000 |
| Pretax income | 1,645,000 | 3,226,000 | 5,079,000 | 6,807,000 |
| Income tax | 481,000 | 939,000 | 1,497,000 | 1,652,000 |
| Net income | 1,164,000 | 2,287,000 | 3,582,000 | 5,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,645,000 | 15,969,000 | 16,462,000 | 16,237,000 |
| Total capital | 16,841,000 | 17,118,000 | 17,607,000 | 17,461,000 |
| Risk-weighted assets | 112,357,000 | 124,091,000 | 124,342,000 | 133,601,000 |