Call reports 2003
FIRSTBANK OF DENVER — 2003
What FIRSTBANK OF DENVER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 207,875,000 | 224,822,000 | 232,444,000 | 252,098,000 |
| Total loans | 83,665,000 | 84,222,000 | 91,466,000 | 91,317,000 |
| Allowance for loan losses | 1,215,000 | 1,254,000 | 1,311,000 | 1,281,000 |
| Securities available for sale | 86,336,000 | 98,912,000 | 98,583,000 | 118,872,000 |
| Securities held to maturity | 23,446,000 | 23,017,000 | 27,725,000 | 27,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,814,000 | 208,493,000 | 216,736,000 | 223,872,000 |
| Interest-bearing deposits | 142,040,000 | 155,578,000 | 165,128,000 | 166,168,000 |
| Noninterest-bearing deposits | 47,775,000 | 52,915,000 | 51,609,000 | 57,705,000 |
| Equity capital | 15,314,000 | 15,590,000 | 15,095,000 | 16,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,546,000 | 8,236,000 | 10,854,000 |
| Interest expense | 543,000 | 1,099,000 | 1,678,000 | 2,269,000 |
| Net interest income | 2,288,000 | 4,447,000 | 6,558,000 | 8,585,000 |
| Noninterest income | 794,000 | 1,635,000 | 2,484,000 | 3,278,000 |
| Noninterest expense | 1,357,000 | 2,760,000 | 4,141,000 | 5,458,000 |
| Provision for loan losses | 46,000 | 106,000 | 178,000 | 169,000 |
| Pretax income | 1,679,000 | 3,216,000 | 4,723,000 | 6,236,000 |
| Income tax | 490,000 | 932,000 | 1,356,000 | 1,458,000 |
| Net income | 1,189,000 | 2,284,000 | 3,367,000 | 4,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,591,000 | 14,688,000 | 14,571,000 | 15,282,000 |
| Total capital | 15,806,000 | 15,942,000 | 15,882,000 | 16,563,000 |
| Risk-weighted assets | 102,209,000 | 103,527,000 | 109,720,000 | 113,747,000 |