Call report 2004Q4
1ST INDEPENDENCE BANK — 2004Q4
The 22 measures 1ST INDEPENDENCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 297,609,000 | USD | evidence → |
| Total loans | 238,541,000 | USD | evidence → |
| Allowance for loan losses | 2,549,000 | USD | evidence → |
| Securities available for sale | 25,731,000 | USD | evidence → |
| Securities held to maturity | 2,150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,990,000 | USD | evidence → |
| Interest-bearing deposits | 206,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,152,000 | USD | evidence → |
| Equity capital | 41,725,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,331,000 | USD | evidence → |
| Interest expense | 3,843,000 | USD | evidence → |
| Net interest income | 6,488,000 | USD | evidence → |
| Noninterest income | 1,073,000 | USD | evidence → |
| Noninterest expense | 6,750,000 | USD | evidence → |
| Provision for loan losses | 1,203,000 | USD | evidence → |
| Pretax income | -392,000 | USD | evidence → |
| Income tax | -404,000 | USD | evidence → |
| Net income | 12,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,570,000 | USD | evidence → |
| Total capital | 31,642,000 | USD | evidence → |
| Risk-weighted assets | 209,682,000 | USD | evidence → |